Our Services

Cornerstone takes pride in providing a wide array of products and services for all types of financial and retirement planning.

How can we help you?

Home/Renters and Auto Insurance

Boat/Recreational Vehicle Insurance

Commercial Insurance

Life Insurance

Health Insurance

Medicare Questions

Retirement Planning

Investments

What makes Cornerstone unique?

We come to you!

Our services are customized for each individual, and this even includes WHERE we meet. Our representatives are stationed all over the Lowcountry, ensuring that a representative is always available to meet with you at whatever time or place works for you. Whether we come to your home or you meet with us in one of our many office meeting rooms, we will make sure you feel comfortable and that the meeting is convenient for you!

Affiliated with more than 150 different companies

We work for YOU

If a representative is tied to ONE financial company, that means they are limited with what they can offer their clients. Cornerstone is affiliated with more than 150 different companies! This means that we work for YOU, doing the research and legwork to find a plan that works best for your needs and situation! Our loyalty is to our clients!

Homeowner’s Insurance
Your home is your largest investment! Don’t get caught off guard by unexpected events and risk losing this valuable asset.

Homeowner’s Insurance is property insurance that covers a private residence.  This type of policy combines various personal insurance protections, included but not limited to losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

Home & Property

At Cornerstone we want to provide coverage for ALL the things you care about. We offer Homeowner’s Insurance Policies, Renter’s Insurance and Flood Insurance.

Auto Insurance

At Cornerstone we want you to enjoy the drive…whatever type of vehicle it is that you’re driving! We offer coverage for ALL the ways you get around. From car insurance to boat insurance, RV coverage, and recreational/off-road vehicles too!

Car Insurance

Car Insurance policies provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. They may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects.

Commercial Insurance

It may only takes ONE lawsuit settlement to put your business at risk. With business and professional liability options from Cornerstone you can make sure you’re covered and able to pay defense costs and judgments that come from liability claims or claims of professional negligence, error, or omission.

Commercial Insurance

Business and Professional liability insurance can help you and your small business pay defense costs and judgments that come from liability claims or claims of professional negligence, error, or omission.

Health Insurance / Medicare

Cornerstone has a variety of options to help you with all your Medicare and Health Insurance needs.

Medicare Supplements
A Medicare supplement fills in the gaps of your original Medicare coverage. All plans are standardized, meaning they have the exact same benefits regardless of carrier. The only difference is the price and company ratings. This is why it is important to let us help you shop around for the plan that best fits your specific situation.

Medicare Advantage
A Medicare Advantage Plan is a lower cost alternative to the Medicare Supplement. These plans work in conjunction with original Medicare to create a copayment/cost sharing system. Due to the Medicare Modernization Act, these plans are frequently available at no monthly cost.

Prescription Drug Plans/Medicare Part D
Under the Medicare Modernization Act, it is highly encouraged to have additional coverage for your prescription drugs. Our specialists have the ability to search for the carriers with the best coverage for your specific medical needs.

Life Insurance Can help offset costs related to your final expenses. If you’ve ever had to make arrangements for a deceased loved one, you know how stressful a time it can be. A whirlwind of activities is set in motion including funeral arrangements and probate and administrative issues, all of which can be very costly.

The question you may want to ask yourself is: Who will be expected to pay these costs when I pass away? The fact is, expenses don’t have to create an unexpected burden for your family or loved ones.

By purchasing Life Insurance you gain peace of mind knowing you have taken care of these expenses.

Life Insurance

Cornerstone has 150+ carriers offering hundreds of different options for your family’s life insurance needs.

Smart Investing

Let your money work for you!

At Cornerstone our investments are, SMART:

Securely guaranteed
Market-driven returns
Accumulation opportunity
Retirement income
Tailored for you

Cornerstone has a unique product offering through affiliation with more than 150+ companies. Because of our long-standing relationship with these carriers we have access to products and services not available to the general public.

We specialize in bringing you products that give generous gains with ZERO market risk.  As with ALL of Cornerstone’s services, we do not charge a brokerage or management fee for these programs.