Our Services
Cornerstone takes pride in providing a wide array of products and services for all types of financial and retirement planning.
How can we help you?
Home/Renters and Auto Insurance
Boat/Recreational Vehicle Insurance
Commercial Insurance
Life Insurance
Health Insurance
Medicare Questions
Retirement Planning
Investments
Will/Living Will/DPA
What makes Cornerstone unique?
We come to you!
Our services are customized for each individual, and this even includes WHERE we meet. Our representatives are stationed all over the Lowcountry, ensuring that a representative is always available to meet with you at whatever time or place works for you. Whether we come to your home or you meet with us in one of our many office meeting rooms, we will make sure you feel comfortable and that the meeting is convenient for you!
Affiliated with more than 150 different companies
We work for YOU
If a representative is tied to ONE financial company, that means they are limited with what they can offer their clients. Cornerstone is affiliated with more than 150 different companies! This means that we work for YOU, doing the research and legwork to find a plan that works best for your needs and situation! Our loyalty is to our clients!
Home and Property
Homeowner’s Insurance
Your home is your largest investment! Don’t get caught off guard by unexpected events and risk losing this valuable asset.
Homeowner’s Insurance is property insurance that covers a private residence. This type of policy combines various personal insurance protections, included but not limited to losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.
Renter’s Insurance
Flood Insurance
Home & Property
At Cornerstone we want to provide coverage for ALL the things you care about. We offer Homeowner’s Insurance Policies, Renter’s Insurance and Flood Insurance.
Auto Insurance
At Cornerstone we want you to enjoy the drive…whatever type of vehicle it is that you’re driving! We offer coverage for ALL the ways you get around. From car insurance to boat insurance, RV coverage, and recreational/off-road vehicles too!
Car Insurance
Car Insurance
Car Insurance policies provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. They may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects.
Boat Insurance
RV/Motorhome Coverage
Off Road Vehicles
Commercial Insurance
Commercial Insurance
It may only takes ONE lawsuit settlement to put your business at risk. With business and professional liability options from Cornerstone you can make sure you’re covered and able to pay defense costs and judgments that come from liability claims or claims of professional negligence, error, or omission.
Commercial Insurance
Business and Professional liability insurance can help you and your small business pay defense costs and judgments that come from liability claims or claims of professional negligence, error, or omission.
Health Insurance / Medicare
Cornerstone has a variety of options to help you with all your Medicare and Health Insurance needs.
Medicare Insurance
Medicare Supplements
A Medicare supplement fills in the gaps of your original Medicare coverage. All plans are standardized, meaning they have the exact same benefits regardless of carrier. The only difference is the price and company ratings. This is why it is important to let us help you shop around for the plan that best fits your specific situation.
Medicare Advantage
A Medicare Advantage Plan is a lower cost alternative to the Medicare Supplement. These plans work in conjunction with original Medicare to create a copayment/cost sharing system. Due to the Medicare Modernization Act, these plans are frequently available at no monthly cost.
Prescription Drug Plans/Medicare Part D
Under the Medicare Modernization Act, it is highly encouraged to have additional coverage for your prescription drugs. Our specialists have the ability to search for the carriers with the best coverage for your specific medical needs.
Health Insurance / Affordable Care Act
Other Health Products
Life Insurance
Life Insurance Can help offset costs related to your final expenses. If you’ve ever had to make arrangements for a deceased loved one, you know how stressful a time it can be. A whirlwind of activities is set in motion including funeral arrangements and probate and administrative issues, all of which can be very costly.
The question you may want to ask yourself is: Who will be expected to pay these costs when I pass away? The fact is, expenses don’t have to create an unexpected burden for your family or loved ones.
By purchasing Life Insurance you gain peace of mind knowing you have taken care of these expenses.
Disability Insurance
Social Security Income Replacement
Life Insurance
Cornerstone has 150+ carriers offering hundreds of different options for your family’s life insurance needs.
Smart Investing
Let your money work for you!
At Cornerstone our investments are, SMART:
Securely guaranteed
Market-driven returns
Accumulation opportunity
Retirement income
Tailored for you
Fixed and Indexed Annuities
Cornerstone has a unique product offering through affiliation with more than 150+ companies. Because of our long-standing relationship with these carriers we have access to products and services not available to the general public.
We specialize in bringing you products that give generous gains with ZERO market risk. As with ALL of Cornerstone’s services, we do not charge a brokerage or management fee for these programs.
Portfolio Management
Last Will and Testament
Why should I write a Will?
Writing a Will is critically important for all adults regardless of wealth, marital status, or age. A Will allows you to: ensure that your possessions will be distributed as you wish; appoint and outline powers of an executor and/or trustee; appoint a guardian for minor children; specify funeral wishes; expedite the legal process; and reduce stress and heartache for loved ones.
To write your own will online at NO COST to you, please complete our LAST WILL AND TESTAMENT form to start this process.
Living Will
Durable Power of Attorney
Final Wishes
A Last Will and Testament, Durable Power of Attorney and a Living Will are all important parts of your financial planning.
We want to help you ensure that your final wishes are honored.
The tools within this page will allow you to begin the process of laying out your final wishes.
It’s also very important that you have a licensed representative review these forms as part of a full financial review. Cornerstone provides this annual service at NO COST to you! Please schedule an appointment by clicking below.