Who wouldn’t want to earn the best rate of return on their investment? Who wouldn’t want to know that their life-long earnings were safe from the risks of market decline? Many pre and post retirees feel that it’s not possible to have BOTH of these options. It seems too good to be true, but the reality is, we help clients to maximize the growth of their investments AND safely preserve their wealth EVERY DAY!
Our advisor Troy Bell has just such a story he would like to share. Watch his video by clicking the link below or scroll down to read more about it.
“I had a client that had in excess of $500,000 increments in about 3 different banks. Her money was earning a very low rate of return, less than .04% on each investment. No one had ever talked to her about fixed index annuities. When I met this client I wanted to help her in ALL areas of her retirement planning, so we handled her life insurance needs first and then we worked on answering her health ins questions as well. She had a school aged child and two other children going off to college and I was able to consult with her on all of these area.
“Then we were actually able to pull together those investments from all three of those banks and after introducing her to a fixed index annuity we increased her rate of return and almost tripled the amount of money she was earning, on a tax deferred basis.
“She wanted to maximize growth and preserve wealth and we were able to help her accomplish those goals in a very efficient way.”
“Her investments weren’t something she was living off of, this was legacy money to leave to the children and grandchildren and she wanted to maximize growth and preserve wealth and we were able to help her accomplish those goals in a very efficient way.
“As a result she’s come back several times and purchased policies on family members and I will be helping her father with his investment portfolio as well.
“Servicing people’s needs at that level is really what I get the most enjoyment out of. It’s not a job at that point, it’s not work. It’s something you just enjoy doing because you’re actually helping someone.”
Troy Bell is a native Charlestonian and a 1988 graduate of Old Dominion University in Norfolk, VA.
Troy has a history in the financial services industry, with past experience working as a Loan Officer and Bank Manager and as an Insurance Manager for AIG. He joined the Cornerstone team in 2014.
His hobbies are horseback riding, swimming and tennis. Troy is also on the Board of the South Carolina Association of Community Residential Care Programs.